:root{--ink:#0b1220;--muted:#5d6877;--line:#dfe5ec;--soft:#f5f7fa;--blue:#0b57d0;--blue2:#eaf2ff;--green:#087f5b;--white:#fff;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:white;font:16px/1.6 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.container{width:min(var(--max),calc(100% - 36px));margin:auto}.site-header{position:sticky;top:0;z-index:20;background:#ffffffeb;backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav-wrap{display:flex;justify-content:space-between;align-items:center;min-height:66px;gap:24px}.brand{font-weight:900;font-size:22px;color:var(--ink);letter-spacing:-.5px}.brand span{color:var(--blue)}.brand small{font-size:12px}.site-header nav{display:flex;gap:20px;flex-wrap:wrap}.site-header nav a{font-weight:700;color:#334155;font-size:14px}.hero{padding:72px 0 42px;background:linear-gradient(180deg,#f8fbff,#fff)}.eyebrow{font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:12px;color:var(--blue)}h1{font-size:clamp(38px,6vw,72px);line-height:1.03;letter-spacing:-.045em;max-width:930px;margin:10px 0 20px}h2{font-size:clamp(28px,4vw,42px);line-height:1.12;letter-spacing:-.025em;margin:0 0 14px}h3{font-size:20px;line-height:1.25}.lead{font-size:20px;color:#334155;max-width:850px}.answer{font-size:20px;line-height:1.55;padding:22px 24px;border-left:5px solid var(--blue);background:var(--blue2);border-radius:10px;margin:22px 0}.section{padding:58px 0}.soft{background:var(--soft)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid.two{grid-template-columns:repeat(2,1fr)}.card{border:1px solid var(--line);border-radius:16px;padding:22px;background:#fff;box-shadow:0 4px 20px #0f172a0a}.card h3{margin-top:4px}.kpi{font-size:34px;font-weight:900;letter-spacing:-.04em}.muted{color:var(--muted)}.btn{display:inline-block;border-radius:10px;background:var(--blue);color:white;font-weight:800;padding:12px 17px}.btn.alt{background:white;color:var(--blue);border:1px solid #bcd0f2}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:25px}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:14px}table{border-collapse:collapse;width:100%;min-width:780px}th,td{padding:14px;border-bottom:1px solid var(--line);text-align:left}th{font-size:12px;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);background:#fafbfc}.calc{display:grid;grid-template-columns:1fr 1fr;gap:24px}.calc-panel{border:1px solid var(--line);border-radius:18px;padding:24px}.field{margin:0 0 18px}.field label{display:block;font-weight:800;margin-bottom:7px}.field input,.field select{width:100%;padding:12px;border:1px solid #bdc7d4;border-radius:9px;font:inherit}.result{font-size:52px;font-weight:900;letter-spacing:-.05em}.formula{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;background:#111827;color:white;padding:14px;border-radius:10px}.qa-list{display:grid;gap:14px}.qa{border:1px solid var(--line);border-radius:14px;padding:20px}.qa p{margin-bottom:0}.topic-hero{padding:56px 0 28px}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:18px}.checklist{padding-left:20px}.checklist li{margin:10px 0}.related{display:flex;gap:10px;flex-wrap:wrap}.related a{padding:8px 11px;border-radius:999px;background:var(--blue2);font-weight:700;font-size:14px}.site-footer{margin-top:50px;border-top:1px solid var(--line);padding:34px 0;background:#fafbfc}.footer-grid{display:grid;grid-template-columns:2fr 1fr;gap:30px}.footer-grid div:last-child{display:grid;gap:7px}.fine{font-size:12px;color:var(--muted);margin-top:20px}.badge{display:inline-block;font-size:12px;font-weight:800;padding:5px 8px;border-radius:999px;background:#e9fbf4;color:var(--green)}@media(max-width:820px){.grid,.grid.two,.calc,.footer-grid{grid-template-columns:1fr}.site-header nav{display:none}.hero{padding-top:48px}.answer{font-size:18px}}
